Adulting 101: Insurance Part 2
In Part 2 of our Bank of Dad insurance series, we cover the main types of insurance young adults in the UK should know about, including life insurance, critical illness cover, and income protection. We help you understand how to spot a genuinely good policy, what to look for in the small print, and why speaking to a broker could make all the difference. Whether you’re in your 20s or 30s, this episode gives you the practical knowledge to make smarter insurance decisions.
Adulting 101: Insurance
In Part One of our insurance series, we break down why insurance matters in your 20s and 30s, the biggest myths people believe, and why your income is your most important asset to protect. We also explain what insurance actually does, the key risks to consider, and when it starts to become important in your life.
Payslips – Who’s Getting All My Money?
It may seem simple, but I remember having to ask Dad what different parts of my first payslip meant. So in case no one taught you, this week Dad and I explain what the different parts of your payslip mean, and who is getting all your money!
Are Credit Cards the Enemy? Part Two
This week, Kate and Pete finish up their conversation about credit cards, and whether they can be used safely, or are a dangerous slippery slope to debt chaos. Guess what – the answer is more nuanced than you’d think.
Are Credit Cards the Enemy? Part One
Thinking about getting a credit card or wondering how they really work? In this video, we break down the essentials: from what a credit card actually is to how it can impact your financial future. We’ll also explain credit scores in simple terms and share practical tips to help you build a strong one and avoid common mistakes.
Whether you’re just starting out or want to feel more confident managing credit, this is a straightforward guide to using credit cards wisely.
WTF is an ISA? Part Two
Now that we understand what an ISA actually is, the next step is getting to grips with how they work in practice. While the idea is simple, there are still a few important rules to understand. Rules like how the annual allowance works, whether you can have more than one ISA, and how moving money between them works.
In this episode we’ll look at the practical side of using ISAs — the key rules, how flexible they really are, and what happens once you start building serious money inside them. We’ll also touch on what you can realistically expect over time, the risks involved with investing, and when you can actually take your money back out.
WTF is an ISA? Part One
ISAs are one of those things everyone says you should have… but what actually are they? What does ISA actually stand for? Is it just another savings account, or something different? And with several types (like Cash ISAs, Stocks and Shares ISAs, Lifetime ISAs and Junior ISAs) it’s easy to feel a bit confused about what they actually do and which one you might need.
In this episode we break down what an ISA really is, why it’s such a useful tool for saving and investing, and how the tax advantages work. We’ll explain the different types available, how the annual allowance works, and how to choose the right kind of ISA depending on what you’re trying to achieve with your money.
How to Invest
Investing doesn’t have to be complicated or scary. In this episode of Bank of Dad, we explain what investing actually is, how it’s different from saving, where your money goes, and how compound interest really works.
If you’ve ever wondered “Should I be investing?” — this is for you.
How Do I Save Money?
We all know the feeling — you want to save, but by the time rent, bills and everything else has gone out, there doesn’t seem to be much left. It’s easy to think saving is something you’ll start later… when you earn more, when life settles down, when there’s “extra” money. But saving isn’t about having loads spare — it’s about building options, security and breathing room. Because once you understand what to save for, how much is realistic, and where to keep it, you stop feeling behind… and start building a cushion that gives you confidence for whatever life throws at you.
All Things Debt
Most of us will deal with debt at some point in our lives — a mortgage, a student loan, a credit card… or sometimes something that’s got a little out of hand. The trouble is, not all debt is created equal, and it can be hard to know whether what you’re carrying is helping you build your future… or quietly holding you back. In this episode we unpack the difference between “good” and “bad” debt, whether borrowing is just a normal part of modern life, and what to do if things feel overwhelming.