As a young person trying to get on the property ladder, it can feel like everything is against you. Kate is currently in the process herself, so she knows firsthand what it is like to try to buy right now! So, this episode is designed to help break down some of the jargon and give you tips to get your foot on the ladder.
In this episode, we talk about:
- Minimum deposits
- How much you can borrow
- How lenders decide what you can borrow
- Fixed vs variable rates
- What happens at the end of a fixed deal
- Credit scores
- What affects the amount you can borrow
- Debt
- Job history
- What schemes are available
- If family can help
- and more!
