Pensions Part Two: You’re Not Too Young

Pensions can feel confusing, but they don’t have to be. In part two of our pensions series, we break down the different types of pensions, how contributions work, what your pension is actually invested in, and whether you need to manage it yourself. We’ll also cover what happens when you change jobs, whether you should combine old pensions, when you can access your money, and the biggest pension mistakes to avoid.

Hopefully you're learning that we aren't too young to be thinking about pensions, even if it feels like a million years before we will be able to access it! Let's go through it a bit more…

In this episode, we talk about:

  • What a workplace pension is
  • What a personal pension is
  • What a state pension is
  • If you need more than one
  • How much should you contribute?
  • What happens if you stop contributing
  • What your pension is invested in
  • If you need to choose your funds
  • How to change what fund you're invested in
  • What happens when you change jobs
  • When you can actually take the money

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