Understanding Investing: Assets

Investing can feel confusing when you don’t understand what you’re actually buying. In this first episode of our new 3-part investing series, we break down the foundations of investing by exploring assets — from shares and bonds to property, cash, commodities and crypto. We also unpack how investments make money, what risk really means, and why diversification matters. The goal of this series is to help you build a clear understanding of investing step-by-step, before we move on to wrappers and platforms in the next episodes. Whether you’re brand new to investing or just want the jargon explained properly, this episode is designed to make investing finally make sense.

To help make investing feel less overwhelming, we’re breaking down the core concepts you need to understand before getting started.

In this episode, we talk about:

  • What investing actually means
  • What assets are
  • What you are buying when you invest
  • What shares, bonds and commodities are
  • Whether cash is an asset
  • If Crypto and alternatives are ‘real' investments
  • How shares make you money
  • What capital gains are
  • What risk means in investing
  • If you need lots of different investments

Links mentioned in the episode:

The Simple Path to Wealth by J L Collins:

https://jlcollinsnh.com/books/

Interested to work 
with us?

We’re always open to conversations with brands and organisations who want to help young people feel more confident with money.

Drop us a line at hello@bankofdad.show and tell us what you have in mind.