Pensions Part One: You’re Not Too Young

This week, Kate and Pete are talking about Pete's favourite topic: pensions. Wondering if pensions are worth it in your 20s, or if you can just start later? In this video, we break down how pensions really work (from employer matching and “free money” to where your contributions go) and show why even small amounts now can grow into life-changing sums over time.

If pensions feel confusing, boring, or something you can deal with later, you’re not alone—but getting your head around them early can make a huge difference. This video breaks things down simply so you can understand how they work, why they matter, and how to start making smart decisions for your future.

In this episode, we talk about:

  • Why you should care about your pension in your 20s
  • What happens if you don't have a pension
  • What a pension actually is
  • What employer matching is
  • How much you should be contributing
  • How to see what is in your pensions
  • The difference between starting now or later
  • and so much more!

Links mentioned in the video:

Bank of Dad episode 4 on Debt:

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