Pensions Part Two: You’re Not Too Young
Pensions can feel confusing, but they don’t have to be. In part two of our pensions series, we break down the different types of pensions, how contributions work, what your pension is actually invested in, and whether you need to manage it yourself. We’ll also cover what happens when you change jobs, whether you should combine old pensions, when you can access your money, and the biggest pension mistakes to avoid.
Pensions Part One: You’re Not Too Young
This week, Kate and Pete are talking about Pete’s favourite topic: pensions. Wondering if pensions are worth it in your 20s, or if you can just start later? In this video, we break down how pensions really work (from employer matching and “free money” to where your contributions go) and show why even small amounts now can grow into life-changing sums over time.
House Buying: Escaping Mum and Dad
Wondering if you can actually afford a house and get a mortgage? In this video, we break down deposits, borrowing limits, credit scores, and approval criteria. Plus, we explain schemes like shared ownership and how family can help you get on the ladder.
Adulting 101: Insurance Part 2
In Part 2 of our Bank of Dad insurance series, we cover the main types of insurance young adults in the UK should know about, including life insurance, critical illness cover, and income protection. We help you understand how to spot a genuinely good policy, what to look for in the small print, and why speaking to a broker could make all the difference. Whether you’re in your 20s or 30s, this episode gives you the practical knowledge to make smarter insurance decisions.
Adulting 101: Insurance
In Part One of our insurance series, we break down why insurance matters in your 20s and 30s, the biggest myths people believe, and why your income is your most important asset to protect. We also explain what insurance actually does, the key risks to consider, and when it starts to become important in your life.
Payslips – Who’s Getting All My Money?
It may seem simple, but I remember having to ask Dad what different parts of my first payslip meant. So in case no one taught you, this week Dad and I explain what the different parts of your payslip mean, and who is getting all your money!
Are Credit Cards the Enemy? Part Two
This week, Kate and Pete finish up their conversation about credit cards, and whether they can be used safely, or are a dangerous slippery slope to debt chaos. Guess what – the answer is more nuanced than you’d think.
Are Credit Cards the Enemy? Part One
Thinking about getting a credit card or wondering how they really work? In this video, we break down the essentials: from what a credit card actually is to how it can impact your financial future. We’ll also explain credit scores in simple terms and share practical tips to help you build a strong one and avoid common mistakes.
Whether you’re just starting out or want to feel more confident managing credit, this is a straightforward guide to using credit cards wisely.
WTF is an ISA? Part Two
Now that we understand what an ISA actually is, the next step is getting to grips with how they work in practice. While the idea is simple, there are still a few important rules to understand. Rules like how the annual allowance works, whether you can have more than one ISA, and how moving money between them works.
In this episode we’ll look at the practical side of using ISAs — the key rules, how flexible they really are, and what happens once you start building serious money inside them. We’ll also touch on what you can realistically expect over time, the risks involved with investing, and when you can actually take your money back out.
WTF is an ISA? Part One
ISAs are one of those things everyone says you should have… but what actually are they? What does ISA actually stand for? Is it just another savings account, or something different? And with several types (like Cash ISAs, Stocks and Shares ISAs, Lifetime ISAs and Junior ISAs) it’s easy to feel a bit confused about what they actually do and which one you might need.
In this episode we break down what an ISA really is, why it’s such a useful tool for saving and investing, and how the tax advantages work. We’ll explain the different types available, how the annual allowance works, and how to choose the right kind of ISA depending on what you’re trying to achieve with your money.