We all know the feeling – payday is a few days away, and the bank balance is running low. IT's hard to break the cycle of living payday to payday, but the first step in winning with money is understanding where it goes so that you can start to take control.
In this episode, we talk about:
- Emotional vs logical spending
- Why your ‘available balance' isn't a true reflection of what's actually yours
- Why guilt over bad spending habits will hold you back
- The over-simplicity of things like the latte effect or ‘just eat less avocado-and-toast'
- How to track spending
- How to tell your money where to go before it gets spent, not just wonder where it went
