Why Budgeting Feels So Restrictive (And How to Fix That)

Budgeting sounds like saying no to everything fun. We talk about how to make a budget actually work for your life, without guilt, spreadsheets, or unrealistic rules.

Why didn’t we learn this at school?

Money affects almost every part of adult life, yet most of us leave school without a clue how things like budgeting, saving, or payslips actually work. That’s not your fault — it’s just something that never really gets explained properly. Then suddenly, you’re expected to “just know” what to do.

In this episode of Bank of Dad, Kate brings the questions so many people are quietly Googling, and Pete breaks things down in plain English. No jargon, no judgement — just honest conversations about money and how to handle it in real life.

In this episode, we talk about:

  • Where to start if you feel totally overwhelmed
  • Why money feels confusing in the first place
  • The basics schools often skip over
  • Common mistakes most people make early on (and how to avoid them)

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Interested to work 
with us?

We’re always open to conversations with brands and organisations who want to help young people feel more confident with money.

Drop us a line at hello@bankofdad.show and tell us what you have in mind.